At Blue Compass Insurance, we are dedicated to providing comprehensive Affordable Care Act (ACA) education to ensure that you and your family have access to quality healthcare. Our experts are here to guide you through every step of the process, from understanding your coverage options to enrolling in the plan that best suits your needs. Whether you are looking for individual or family coverage, we are committed to helping you find the right plan that fits your budget and healthcare requirements.

Also known as "Obamacare," the ACA is a comprehensive health care reform law enacted in March 2010. The ACA has three primary goals:

1. Make affordable health insurance available to more people: The law provides consumers with subsidies, known as premium tax credits, that lower costs for households with incomes between 100% and 400% of the federal poverty level.
2. Expand the Medicaid program: The ACA aims to cover all adults with income below 138% of the federal poverty level, although not all states have expanded their Medicaid programs.
3. Support innovative medical care delivery methods: The law is designed to lower the costs of health care generally.

The ACA also includes provisions to prevent insurance companies from denying coverage due to preexisting conditions and created a Health Insurance Marketplace.

To be eligible for health coverage through the ACA, you must meet the following high-level requirements:

1. Residency: You must live in the United States.
2. Citizenship: You must be a U.S. citizen, U.S. national, or a lawfully present noncitizen in the U.S.
3. Incarceration Status: You must not be incarcerated.
4. Medicare Coverage: You must not be covered by Medicare.

Additionally, individuals at all income levels can sign up for health insurance under Obamacare. If you have a household income between 100% and 400% of the federal poverty level (FPL), you may qualify for a premium tax credit, which is a subsidy based on income limits that will reduce the monthly cost of health insurance for you and your family.